Position Summary:

Responsible for attracting and analyzing MSME clients, processing relevant loan documentations and monitoring loan portfolio, ensuring prompt delivery, repayment of MSME loans and provide periodic portfolio information in accordance with regulatory/ internal policy compliance framework.

Duties and Responsibilities:

• Implements activities related to enrollment of potential MSME loan borrowers, advising to Bank’s customers on the issues related to loan types and lending terms.


• Develops and analyzes socio-economic and financial statements (cash flow, income statement etc) of the customer in order to access the financial soundness of the business and his repayment capacity.


• Summarizes necessary documents due to enrolment in loan issue and prepares loan packages.


• Submits loan applications for consideration to defined line management as per set TATs.


• Gains insight on competitor's product offerings for MSME clients and provide feedback to the line manager


• After provision of the loan, implements its monitoring in compliance with internal legal regulations of the Bank until the whole maturity of the loan.


• Maintains continuous contact with MSME clients so that loan and repayment is recovered on timely basis or through other elements included in Telenor bank’s distribution channel.


• Implements supervision over loan portfolio serviced by position holder.  In case of the existence of a problematic loan undertakes measures for disclosing and resolving the problem, after consulting with line management with in branch or region or head office level.


• Execute identification within the framework, monitoring of the clients and carry out other activities stipulated by the internal regulations of the Bank.